WODI: Every Shop, Every Phone, A Bank
We turn local stores into financial hubs, offering deposits, withdrawals, and international money transfers in 160 currencies.

Financial Inclusion
Affordable, user-friendly digital financial services tailored for the unbanked and underbanked.
Global Interoperability
A unified digital financial ecosystem connecting banks, wallets, and mobile money platforms globally.
VISA Debit Cards
Provide instant debit card services with full transaction control.
SME Empowerment
Mobile-first tools for merchants to accept payments, track finances, and grow their business.
Free E-Commerce Website
Enable businesses to create free, customizable e-commerce websites with integrated payment solutions to expand their reach globally.
AI-Powered Insights
Leverage advanced AI to provide personalized financial advice, intelligent dashboards, and business growth strategies.
Powered by Intelligence, Built for Growth
Our AI-driven platform provides the tools businesses need to thrive in the digital economy.
AI Agents
Automate financial analysis, get smart advice, and replace manual tasks with intelligent agents.
Global Payments
Pay and get paid worldwide using just a phone number, with seamless currency conversion.
E-commerce Storefront
Create e-commerce sites with integrated, interoperable click-to-pay functionality.
Smart Dashboards
Generate intelligent financial reports and dashboards to track your business health and growth.
Why Turn Your Store Into a Banking Hub?
Earn More, Do More—Right from Your Store.
With Wodi's Agency Banking Solution, every time a customer deposits cash, sends money, or makes a payment through Wodi at your store, you earn a commission.
$850 sent successfully
Send & Receive Money
Send money to 192+ countries with competitive exchange rates.
Create Bank Accounts
Open accounts for your customers with IBAN & SWIFT codes for global accessibility.
Issue Debit Cards
Provide instant debit card services with full transaction control.
Steady Extra Income
Get paid a percentage on every financial transaction you facilitate.
Zero Upfront Costs
Becoming an agent requires no major investments—just your store and Wodi's simple app.
More Customers
Watch your regular customers come back for financial services, making you a go-to destination.
Send Money Worldwide, Funds Received Instantly.
Funds Received in Seconds. Opportunities Delivered for a Lifetime.
With Wodi, sending money has never been easier—or more meaningful. Using just a phone number, anyone can send and receive funds to bank accounts, debit cards, or mobile wallets across the globe. No hidden fees. No complicated barriers. Just pure simplicity that bridges financial gaps and connects communities.
Send & Receive Money Instantly
Transfer money securely to bank accounts, debit cards, or mobile wallets like OM, Wave, M-Pesa, and more—all with just a phone number.
Effortless Transfers & Top-Ups
Easily transfer balances or top-up mobile wallets—including OM, Wave, and M-Pesa—for yourself or your loved ones.
Send Money Across Borders
Send money to 192+ countries with unbeatable exchange rates and compatibility with global networks like M-Pesa, Wave, OM, and others.
Funds Received in Seconds
Instantly send funds to major payment platforms, such as OM, Wave, M-Pesa, or local bank networks, ensuring recipients can act right away.
Track Every Step in Real-Time
Stay updated with real-time notifications and live transaction tracking, whether sending to OM, Wave, M-Pesa, or global bank accounts.
Safe & Secure Transactions
With Wodi’s robust encryption and worldwide compatibility including popular platforms like OM, Wave, and M-Pesa, your money is always in safe hands.
Our Mission
Connecting dreams, one transaction at a time.
There are more than 6 Bn registered mobile devices on the planet (More than 80% of the world uses mobile today) and More than ½ of these registered devices come from Africa.
Nearly every adult on the planet walks with a computer in their pocket. Therefore, WODI is a Mobile First Neobanking platform to enable businesses and individuals to connect.
WODI mission is to empower 2.7 billion unbanked people (nearly half of the world) to live their lives based on their own talents and aspirations. Through our neobanking technology, we connect them to a global financial ecosystem, unlocking untapped opportunities for all.
From our customers
In a city as big and fast-moving as New York, keeping up with customer demands meant I needed smarter solutions. Wodi helped me transition to accepting digital payments, which drastically reduced delays and cash handling stress. But what really surprised me is how much agency banking boosted my revenue. People in my neighborhood now rely on my store to send money, deposit cash, and access financial services. Foot traffic increased, and my monthly revenue jumped by 40%. Wodi turned my store into a one-stop shop for groceries AND financial freedom.
Liam
Grocery Store Owner, New York, USA
I've always believed my boutique had potential to grow beyond selling clothes. When I partnered with Wodi, I unlocked new paths to income. My customers now enjoy seamless payment options, turning 'window shoppers' into 'actual buyers.' Then, I became a Wodi Agent and added money transfers and withdrawals as services at my boutique. The extra commissions from Wodi boosted my profits by 35%. It’s not just a fashion store anymore; it's a self-made banking hub, and Atlanta residents now rely on me in ways I never dreamed of.
Janet
Boutique Owner | Atlanta, USA
Miami is diverse, and connecting to customers in meaningful ways is crucial for growing my electronics shop. Wodi's platform helped me simplify payments and gave my shop global accessibility through digital transactions. Becoming a Wodi Agent was the smartest business decision I've ever made. Now, in addition to selling electronics, I help my customers send money back to their families in Latin America right from my shop. I've increased my revenue by 50% thanks to Wodi's commissions, and my shop is now a trusted financial hub in Miami.
Carlos
Electronics Shop Owner | Miami, USA
Before Wodi, most of my earnings were cash, and I struggled to manage money efficiently. Wodi introduced me to digital payments, and everything changed. Even customers traveling abroad now shop with me because I accept instant payments. But what made the biggest difference? I signed up as a Wodi Agent, and my store started offering deposit and money transfer services. Wodi helped me grow profits by 40% and brought new respect to small business owners in Conakry. My dream of expanding my store is now within reach!
Aisha
Small Convenience Store Owner | Conakry, Guinea
Dakar is bustling, but not everyone has easy access to banks. Wodi changed not only how I do business, but how I serve my community. Customers use their phones to pay me directly with Wodi, and my transaction processing speed has doubled. Becoming a Wodi Agent was even bigger—community members now rely on me to send money to family, deposit their savings, and access funds. My store revenue has increased by 35%, and I feel proud knowing I'm empowering others while growing my business. Wodi is truly revolutionary for entrepreneurs like me.
Omar
General Store Owner | Dakar, Senegal
Running a coffee shop in Abidjan is exciting but tough—it's hard to scale when traditional banking systems don't align with small businesses. Wodi changed everything. My coffee shop is now not just a great place to socialize—it's a payment processing hub and bank for my community! Wodi helped me accept digital payments, bringing in more customers daily. As a Wodi Agent, I also earn extra income offering withdrawal and money transfer services, increasing my revenue by 50%. With Wodi, my coffee shop isn't just thriving; it's growing beyond my dreams!
Mariama
Coffee Shop Owner | Abidjan, Côte d'Ivoire
In a city as big and fast-moving as New York, keeping up with customer demands meant I needed smarter solutions. Wodi helped me transition to accepting digital payments, which drastically reduced delays and cash handling stress. But what really surprised me is how much agency banking boosted my revenue. People in my neighborhood now rely on my store to send money, deposit cash, and access financial services. Foot traffic increased, and my monthly revenue jumped by 40%. Wodi turned my store into a one-stop shop for groceries AND financial freedom.
Liam
Grocery Store Owner, New York, USA
I've always believed my boutique had potential to grow beyond selling clothes. When I partnered with Wodi, I unlocked new paths to income. My customers now enjoy seamless payment options, turning 'window shoppers' into 'actual buyers.' Then, I became a Wodi Agent and added money transfers and withdrawals as services at my boutique. The extra commissions from Wodi boosted my profits by 35%. It’s not just a fashion store anymore; it's a self-made banking hub, and Atlanta residents now rely on me in ways I never dreamed of.
Janet
Boutique Owner | Atlanta, USA
Miami is diverse, and connecting to customers in meaningful ways is crucial for growing my electronics shop. Wodi's platform helped me simplify payments and gave my shop global accessibility through digital transactions. Becoming a Wodi Agent was the smartest business decision I've ever made. Now, in addition to selling electronics, I help my customers send money back to their families in Latin America right from my shop. I've increased my revenue by 50% thanks to Wodi's commissions, and my shop is now a trusted financial hub in Miami.
Carlos
Electronics Shop Owner | Miami, USA
Before Wodi, most of my earnings were cash, and I struggled to manage money efficiently. Wodi introduced me to digital payments, and everything changed. Even customers traveling abroad now shop with me because I accept instant payments. But what made the biggest difference? I signed up as a Wodi Agent, and my store started offering deposit and money transfer services. Wodi helped me grow profits by 40% and brought new respect to small business owners in Conakry. My dream of expanding my store is now within reach!
Aisha
Small Convenience Store Owner | Conakry, Guinea
Dakar is bustling, but not everyone has easy access to banks. Wodi changed not only how I do business, but how I serve my community. Customers use their phones to pay me directly with Wodi, and my transaction processing speed has doubled. Becoming a Wodi Agent was even bigger—community members now rely on me to send money to family, deposit their savings, and access funds. My store revenue has increased by 35%, and I feel proud knowing I'm empowering others while growing my business. Wodi is truly revolutionary for entrepreneurs like me.
Omar
General Store Owner | Dakar, Senegal
Running a coffee shop in Abidjan is exciting but tough—it's hard to scale when traditional banking systems don't align with small businesses. Wodi changed everything. My coffee shop is now not just a great place to socialize—it's a payment processing hub and bank for my community! Wodi helped me accept digital payments, bringing in more customers daily. As a Wodi Agent, I also earn extra income offering withdrawal and money transfer services, increasing my revenue by 50%. With Wodi, my coffee shop isn't just thriving; it's growing beyond my dreams!
Mariama
Coffee Shop Owner | Abidjan, Côte d'Ivoire
Join Over 10,000 Businesses Choosing Wodi to Thrive
From Startups to Five-Star Hotels, Businesses Trust Wodi to Drive Growth and Transform Communities
100%
Agents can sign up with zero upfront cost, providing unlimited potential with no risks attached.
95%
95% of our agents report increased foot traffic, turning their businesses into trusted community hubs.
90%
of customers express trust and satisfaction when interacting with agency bankers, strengthening community ties.
97%
Wodi agents have a 97% customer retention rate thanks to reliable and inclusive financial services.
85%
Agents report a +15% increase in revenue from new customers who discover Wodi through word-of-mouth referrals.
82%
82% of our agents see repeat visitors within the first 2 weeks, building trust and growing their customer base.
30 Secs.
It takes agents just 30 seconds to sign up a new customer, making financial inclusion faster than ever.
5,000+
Join a thriving network of 5,000+ Wodi agents, collectively driving financial inclusion across regions.
197+ Countries
Wodi transactions enable agents to connect customers to financial services in 197+ countries worldwide.
SEND AND RECEIVE MONEY INSTANTLY, WORLDWIDE
Coverage across the United States, Africa, Latin America, Canada, and Europe(SEPA).
| Region | Country | Payment Method | Payout Currency | Payer |
|---|---|---|---|---|
| Europe | Belgium | BankAccount | EUR | Banks |
| Africa | Benin | BankAccount | XOF | Banks |
| Africa | Benin | MobileWallet | XOF | MTN Mobile Money |
| Africa | Burkina Faso | BankAccount | XOF | Banks |
| Africa | Burkina Faso | MobileWallet | XOF | Moov Money Burkina Faso |
| Africa | Burkina Faso | MobileWallet | XOF | Orange Money |
| Africa | Cameroon | MobileWallet | XAF | Express Union |
| Africa | Cameroon | MobileWallet | XAF | MTN Mobile Money |
| Africa | Cameroon | MobileWallet | XAF | Orange Money |
| Americas | Canada | BankAccount | CAD | Banks |
Why Partner With Us?
Because the world moves forward when more of us are connected.
The Wodi global neobanking platform transforms local stores into financial hubs, offering cash deposits, withdrawals, and international money transfers across 160 currencies and all U.S. states. By leveraging advanced AI and machine learning, Wodi creates universal payment interoperability and AI-driven financial identities, enabling instant transactions and inclusive credit opportunities for individuals and businesses—regardless of their traditional banking status or documentation.
This innovative solution directly addresses financial exclusion, empowering over 3 billion unbanked people to participate in the global economy while unlocking significant economic potential. With its comprehensive approach, Wodi redefines financial access, fostering economic growth and opportunity for underserved communities worldwide.
Endorsed by Industry Leaders
Strategic backing of Visa, Microsoft Positive Impact, and Nvidia Inception.
Borderless Vision
Coverage in all 50 US states, Latin and South America, Canada, Europe (SEPA), and Africa.
Proven Scalability
More than 5,000 agent bankers globally with over 1.6 million active users.